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Protect your business with Product Liability insurance
You might be bringing a new gadget to market or creating your own branded merchandise. Whatever it is, if a product you sell causes harm, your business could be held liable. Product Liability insurance helps cover the costs – so a small mishap doesn’t become a major setback.
What is Product Liability insurance?
Product Liability insurance protects your business if a product you make, supply, or sell causes injury or property damage. It covers the legal costs and any compensation you might need to pay out – whether the fault lies in manufacturing, design, or simply how the product was used.
Why do I need Product Liability insurance?
Product Liability insurance protects your business if a product you make, supply, or sell causes injury or property damage. It covers the legal costs and any compensation you might need to pay out – whether the fault lies in manufacturing, design, or simply how the product was used.
What does Product Liability insurance cover?
Product Liability insurance steps in to cover related risks, covering everything from minor incidents to major recalls. Typically, this includes:
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Injury to third parties caused by your product
Protects your business if someone gets hurt using your product
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Property damage caused by your product
Covers the cost of repairs or replacement if your product damages someone's property
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Legal defence costs
Legal bills are handled so you can focus on running your business
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Compensation payouts
Financial support if you're found liable, covering settlements and court-awarded damages
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Claims related to design or manufacturing faults
Cushions the impact if a design or production flaw leads to a claim
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Cover whether you make, distribute, or rebrand products
Protection at every stage of the supply chain
Picture This...
You’re a fast-growing wellness brand selling a line of supplements. One batch gets contaminated during manufacturing – through no fault of your own – and a customer ends up seriously ill. You’re not the producer, but you’re the name on the label. Product Liability insurance ensures you’re not facing legal action, legal fees, and a PR crisis on your own.
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Contact us
Take your next step.
If you’re interested in how we can help or just want to introduce yourself, get in touch. We’re always happy to talk. Alternatively you can book a meeting with one of the team using the Capsule Calendar.