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Protect your business with Public Liability insurance
Your business is growing fast – and so is the level of risk you’re exposed to. Enter: Public Liability insurance. This type of cover protects your business against the cost of claims made by third parties for injury or property damage caused by your business’ activities.
What is Public Liability insurance?
Public Liability insurance is designed to protect your business if a member of the public, a client, or a supplier suffers injury or property damage because of your business. It covers legal fees and compensation claims – helping you avoid potentially crippling expenses.
Why do I need Public Liability insurance?
Whether you’re meeting investors, pitching in client meetings, or running events, accidents can happen. One slip, spill, or mishap could lead to a costly claim. For growing businesses especially, a Public Liability policy gives you the confidence to keep pushing forward without fear of unexpected costs. Plus, you’ll find that many clients and venues require you to have this insurance in place before you start working with them.
What does Public Liability insurance cover?
It doesn’t matter if it’s a client visit gone wrong or an accident at your premises, this cover ensures you’re prepared. Here’s what’s typically included:
.png?width=75&height=75&name=webpages%20(58).png "Icon of a person with an arm in a sling, accompanied by a red shield with a checkmark, representing injury protection or insurance coverage.")
Injury to third parties (customers, suppliers, members of the public)
Protects your business if someone gets hurt because of your work
.png?width=75&height=75&name=webpages%20(60).png "Icon of two buildings of different sizes with a red hammer beside them, representing property construction, repair, or maintenance.")
Damage to someone else’s property caused by your business activities
Covers repair or replacement costs if you accidentally damage a client’s or supplier’s property
.png?width=75&height=75&name=webpages%20(52).png "Icon of a judge’s gavel striking a sound block, with two red pound‑currency symbols floating above it.")
Legal defence costs if a claim is made against you
Helps cover the cost of legal advice and representation so you’re not out of pocket
.png?width=75&height=75&name=webpages%20(57).png "Icon of a shield containing a money bag with a pound symbol, representing financial protection or insurance coverage.")
Compensation payouts if you’re found liable
Makes sure you can pay any awarded compensation without putting your bottom line on the line
.png?width=75&height=75&name=webpages%20(59).png "Icon of a person slipping or falling down a set of stairs, with red marks indicating injury risk or hazard.")
Accidents occurring on your business premises or at events you organise
Assures you that accidents at your location won’t derail your growth
Picture This...
Imagine you’re hosting a launch event at a coworking space. A guest slips on a spilled drink that wasn't cleaned up quickly, injuring their back in the process. Thankfully, you invested in Public Liability insurance ahead of time, so you’re equipped to handle a compensation bill and any legal fees. Plus, you’ll benefit from expert guidance on the best route to a solution.
.png?width=350&height=350&name=Instagram%20(15).png "Person seated at a desk in a modern office environment, reaching one hand toward a laptop keyboard while the other hand is placed on their lower back.")
Contact us
Take your next step.
If you’re interested in how we can help or just want to introduce yourself, get in touch. We’re always happy to talk. Alternatively you can book a meeting with one of the team using the Capsule Calendar.