Employers' Liability Protection from any employee claims linked to workplace health and safety.
Directors' & Officers' This covers founders and some of the leadership team for company mismanagement.
Key Person & Critical Illness Cover for the financial hit when an essential team member can’t work.
Business Health Fast, private healthcare to keep your team healthy and supported.
Employment Practices Liability Protection against employment-related claims.

Public Liability Provides cover for claims made by third parties for injury or property damage.
Product Liability Cover for third-party claims over injury or damage caused by your products.
Professional Indemnity Covers claims for losses or damages caused by your advice or services.

Business Travel Cover against the risks a team member might face during a work trip.
Crime Protection against things like fraud, employee theft, cyber scams, and forgery.

Business Property Protect the assets your business relies on , wherever they're stored.
Business Interruption Income cover after unexpected events.
Marine Cargo Protection for your goods in transit, covering loss, damage, or disruption every step of the journey.
Trade Credit Protects your cashflow by covering losses from unpaid invoices, insolvency, or customer defaults.

FinTech Recommended Insurance Limits

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Is your cover keeping pace with your growth?

As your FinTech scales, your risk profile changes but some insurance programmes often don't. Underinsurance is one of the most common and costly blind spots for fast-growing financial services businesses.

This guide sets out recommended coverage limits across the key insurance lines for FinTechs, from seed stage through to Series C and beyond. Built on insurer insight and real-world claims experience, it gives you a clear benchmark for where your cover should sit at every stage of growth.

What's covered:

Recommended limits for Directors' & Officers' Liability, Professional Indemnity, Employment Practices Liability, and more
Benchmarks segmented by funding stage, from pre-seed to £100m+ raised
Practical guidance on the specific risks FinTechs face at each growth milestone

Request your copy below and take the first step towards a smarter, stronger approach to risk!

Take your next step.

If you’re interested in how we can help or just want to introduce yourself, get in touch. We’re always happy to talk. Alternatively you can book a meeting with one of the team using the Capsule Calendar.