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FinTech State of the Market 2025

Q&A session Jack Scott-Bowden, Senior Fintech Broker at Capsule, sat down with Nick Rugg, Head of Fintech & Investment Management Insurance at Markel, to discuss 2025 Fintech Market Updates.

From smarter risk management to the rise of agentic AI, 2025 is proving to be a pivotal year for FinTech. Investor confidence is returning, regulations are evolving, and innovation is gaining momentum. Capsule’s Jack Scott-Bowden sat down with Markel’s Nick Rugg to unpack what’s really driving the sector forward - from funding trends and payments innovation to embedded finance and cyber threats.

Check out the full insights into what the second half of the year could hold for FinTechs navigating growth, regulation, and risk!

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